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ZeroDebt First Responders is dedicated to helping those who protect and serve our communities regain financial stability—because you put others first every day, and you deserve the same support when it comes to your financial future.

About ZeroDebt

We're all about financial freedom here. We're completely dedicated to helping folks make wiser money moves, boosting their financial health.

Our mission is no small task; we're here to connect you with the perfect solution - one that doesn't just ease your financial stress but also lifts the weight of debt off your shoulders, making your wallet feel a bit heavier each month.

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You spend your days saving lives, fighting fires, and protecting communities. But when the shift ends, many first responders return home to financial stress—credit card debt, medical bills, and loans. We’re here to help you break free and get the financial security you deserve. No cost. No obligation.


It's free and will not affect your credit score

3 Steps to Lower monthly payments

step 1
Provide information.

Provide basic information about yourself and your finances (2 minutes)

step 2
Consult with an expert.

Speak with a debt consolidation expert who will review your financial situation and discuss your options.

step 3
Customize a program.

Work with your expert to design a debt consolidation plan that fits your needs, and simplify your financial life.

Enjoy 🎉
Celebrate your results.

Celebrate and enjoy your lower monthly payments. Live with less financial stress and more peace of mind.

Frequently asked questions

Everything you need to know about the product.

What is ZeroDebt First Responders?
ZeroDebt First Responders is a service dedicated to helping first responders—including firefighters, police officers, EMTs, and paramedics—find effective solutions to manage and reduce their debt. We connect you with trusted partners who can simplify payments and help you work toward financial freedom.
How do you choose which partner is right for me?
We carefully review your financial situation and match you with a trusted partner from our network. These partners specialize in working with first responders and offer tailored solutions that can reduce debt and lower monthly payments.
Is my personal information safe with ZeroDebt First Responders?
Absolutely. We understand the importance of privacy for first responders. Your information is encrypted and shared only with our verified, trusted partners who can assist you with debt relief.
How long does it take to get connected with a partner?
Our process is fast and straightforward. After submitting your details, you can typically expect to be matched with a partner within just a few minutes so you can take the first step toward financial stability without delay.
Is there a fee for using ZeroDebt First Responders?
No, our service is completely free for first responders. You won’t pay anything to be connected with debt relief partners. They compensate us, so you can focus on getting the support you need without worrying about additional costs.
What types of debts can ZeroDebt First Responders help with?
We assist with various types of unsecured debts, including credit card balances, personal loans, medical bills, and debts in collections. However, we do not currently offer solutions for federal student loans, auto loans, or mortgages.
What happens after I provide my information to ZeroDebt First Responders?
After you submit your information, we match you with a trusted partner who will review your details and contact you with personalized debt relief options. You’ll be able to explore solutions designed to fit your unique situation as a first responder.
How soon can I expect to get out of debt?
The time it takes to become debt-free depends on your individual situation and the program you choose. Many first responders find that they can significantly reduce their debt and become debt-free within 24 to 48 months by working with our partners.